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American National Palladium 3, 5 MYGA

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A Withdrawal Charge applies if the withdrawal exceeds the free withdrawal amount. The percentage varies depending on the chosen Guaranteed Interest Rate Period and contract year.

A single payment equal to the contract value at the owner’s death, minus any taxes.

Includes Terminal Illness Waiver and Nursing Home Confinement Waiver to exempt certain charges if eligibility criteria are met 

Up to 10% of the premium or RMD (as calculated by Gainbridge) may be withdrawn annually without withdrawal charges or MVA.

Single Premium, Individual, Deferred Annuity, Fixed Multi-Year Guaranteed Annuity (MYGA).

The SteadyPace™ annuity is designed for long-term accumulation and not for short-term liquidity. It allows a single premium payment and locks in a guaranteed interest rate for a selected term. Withdrawals are allowed with restrictions, and income payments can begin on the annuity income date. The contract includes a death benefit and options for annuitization but offers no optional riders.

Auto-renewal into a new Guaranteed Interest Rate Period unless action is taken.

Contract Value minus any withdrawal charges and MVA, but not less than the Minimum Guaranteed Contract Value. 

 is a single premium individual deferred annuity issued by Gainbridge Life Insurance Company. It is a multi-year guaranteed annuity (MYGA) designed to help individuals accumulate interest at a fixed, guaranteed rate over a chosen period. It ensures principal protection and tax-deferred growth until funds are accessed or annuitized. This product is targeted at long-term savers aiming for retirement income stability.

Surrender charges apply during the selected Guaranteed Interest Rate Period for withdrawals exceeding the free withdrawal amount. These charges decline over time. 

Equal to Contract Value + applicable interest − applicable taxes.

Terminal Illness Waiver and Nursing Home Confinement Waiver included

10% of the premium (Year 1); 10% of prior anniversary’s Contract Value (from Year 2).

Single Premium Individual Deferred Annuity.

This annuity is issued on Contract Form Number ICC23-D-NTDMYGA-BASE and is structured around a single premium payment, meaning there are no additional premium contributions after purchase. It guarantees accumulation at a fixed rate for a selected duration (3 to 10 years). At the end of the selected period, policyholders can choose to renew, annuitize, or withdraw/surrender. The contract includes free withdrawal features, terminal illness and nursing home confinement waivers, and a basic death benefit with no optional riders.

At term-end, contract can be renewed, annuitized, or surrendered. If no action is taken, the contract renews automatically.

 is a Single Premium Individual Deferred Annuity offered by Gainbridge Life Insurance Company. Designed for individuals seeking fixed, guaranteed growth on their savings, it allows for accumulation over a guaranteed interest rate period. Unlike traditional tax-deferred annuities, FastBreak™ is a non-qualified product where interest is taxed annually, but it avoids the federal 10% excise tax on early withdrawals. It appeals to savers who prioritize predictable returns, flexibility at term-end, and who are comfortable with taxable annual interest growth.

Gainbridge SteadyPace™

Gainbridge FastBreak™